Tag Archives: finances

Finding Financial Freedom PART 1

Finding Financial Freedom.  PART 1
Trust not in oppression, and become not vain in robbery: if riches increase, set not your heart upon them. Psalm 62:10

“A father gave his little girl two dollars and said, “You can do anything you want with one of the dollars, but the other dollar belongs to God.” With joy she ran to the candy store. On the way she tripped and one dollar fell into the storm drain. She got up and said, “Well Lord, there goes Your dollar.” -Min127
Last time, we learned in 1 Peter about our inheritance and tremendous wealth we have in Jesus. Sadly, we can be so focused what we do not have (by way of material things) that we lose sight of how the Lord has blessed us.
Others are not good stewards of what God has entrusted. I would like to bring a message today to help you go beyond “scratching out” a living and living “pay check to pay check.”
These Bible principles when faithfully followed will change your financial situation and enable you to use your earthly money for heavenly good.

Making more money is not the issue…
“A very large number (78%) of former NFL players are broke or financially stressed after retirement, and 60% of former NBA players go broke five years after retiring, according to Sports Illustrated.”

They go on to say: “Broke athletes are practically an epidemic.”  The following data is quoted from: http://www.businesspundit.com/25-rich-athletes-who-went-broke/26/

Evander Holyfield
4-time Heavyweight Champion of the World

Estimated lifetime earnings: $250 million
He had a deal with Diet Coke, a video game, the “Real deal” record label, the “Real Deal” grill, and appeared in numerous TV appearances and 3 films. Then, there was the dancing thing. One wonders how Holyfied had time to lose money. The answer: Children. Holyfield fathered 11 of them.
“I’m not broke; I’m just not liquid,” 45-year-old Holyfield claimed when he narrowly avoided charges that he was around $9,000 behind in court-ordered child support payments. The banks foreclosed on his $10 million-dollar home. Even a landscaping firm says the former champ owes them $500k for yard work. Ever since Tyson bit his ear off, it seems everyone wants a piece of the Champ.

 

Johnny Unitas
Hall of Fame quarterback, 3-time MVP, Superbowl champion, 10-time Pro Bowl selection

Estimated lifetime earnings: $4 million

Widely considered one the best pro football QBs of all time, Johnny Unitas set several records that may never be beaten on the football field, like 47 games with a touchdown pass in a row.
He starred in professional football before salaries were measured in millions. His yearly contracts ranged from $7,000, his first in 1956 with the Colts, to $250,000 plus a $175,000 bonus in his last one with the San Diego Chargers in 1973.
After his playing days, he made some money as a TV commentator for CBS. He also invested in tanked business ventures, including a chain of bowling establishments, a prime-rib restaurant, an air-freight company, and Florida real estate investment. He and his wife, Sandra Unitas, filed for personal bankruptcy protection in 1991 after investing in a failed Reisterstown circuit-board manufacturer. He died 11 years later with a lawsuit from his estate hanging over all of his businesses.

Scottie Pippen
All Star, 6 NBA championships

Estimated lifetime earnings: $120 Million
Pippen unsuccessfully sued his former law firm for losing $27 million of his money through poor investments. (He had earned about $110 million in salary alone over a 17-year career.) In February 2007—around the same time as Pippen’s failed NBA comeback attempt—the Missouri Court of Appeals upheld a ruling that the player owed U.S. Bank more than $5 million in principal, interest and attorneys’ fees from a dispute regarding a Grumman Gulfstream II corporate jet that he had purchased in 2001.

Latrell Spreewell
Four-time NBA All Star; last played for the Timberwolves

Estimated lifetime earnings: $50 million
This 13-year NBA veteran turned down the Timberwolves’ $21 million offer to extend his contract for three years because the sum was too low. A mere three years later, federal agents repossessed Sprewell’s yacht, on which he still owed $1.3 million. That was just the beginning. In early 2008, Sprewell defaulted on a $1.5 million mortgage, lost his home to foreclosure, stopped paying his motorsports’ company’s bills, and then defaulted on another home loan, this one worth $10 million.

Michael Vick
#1 overall pick NFL Draft, 3x Pro Bowl QB for the Atlanta Falcons

Estimated lifetime earnings: More than $130 million

Mike Tyson
Undisputed heavyweight boxing champion of the world, youngest man to ever win the WBC, WBA and IBF Heavyweight Titles. First man to win 12 of his first 19 fights in the first round by KO.

Estimated lifetime earnings: $300-400 million
At one point, Tyson was worth less that $700 dollars. But his situation has improved. He appears to be doing well in recovery for drug and alcohol problems.

(Data quoted from: http://www.businesspundit.com/25-rich-athletes-who-went-broke/26/)

Financial discipline is needed, no matter how much money you make.

Come back next week for the next article…

 

 

 

 

 

Advertisements

God’s Desire for Missions

With our annual missions conference starting Saturday, I thought I would search out several Scriptures that indicate God’s Desire for Missions.  God’s heartbeat should be the heart beat of His church.  The most important indicator of any churches vital signs (indicating good or poor health) is it’s pulse for missions and Gospel witness.

Psalm 67:2 That thy way may be known upon earth, thy saving health among all nations.

Psalm 96:3 Declare his glory among the heathen, his wonders among all people.

Isaiah 42:4 He shall not fail nor be discouraged, till he have set judgment in the earth: and the isles shall wait for his law.

Matthew 28:19-20 Go ye therefore, and teach all nations, baptizing them in the name of the Father, and of the Son, and of the Holy Ghost: Teaching them to observe all things whatsoever I have commanded you: and, lo, I am with you alway, even unto the end of the world. Amen.

John 20:21 Then said Jesus to them again, Peace be unto you: as my Father hath sent me, even so send I you.

Acts 14:27 And when they were come, and had gathered the church together, they rehearsed all that God had done with them, and how he had opened the door of faith unto the Gentiles.

Ephesians 3:8 Unto me, who am less than the least of all saints, is this grace given, that I should preach among the Gentiles the unsearchable riches of Christ;

1 Peter 4:10 As every man hath received the gift, even so minister the same one to another, as good stewards of the manifold grace of God.

Mark 16:15 And he said unto them, Go ye into all the world, and preach the gospel to every creature.

These 10 Scriptures give us a glimpse of the will of God for the Gospel to go into all the world.  The Lord uses His people to take His Word and Gospel message to other people.  If you are saved, the Lord used a person to either talk to you, preach to you, hand you a tract or Bible, or you found a Bible or Gospel tract that a person printed.

God can use you to give the Gospel in your local community.  The Lord can use you in global missions too.  Prayer for and giving to missionaries through your church will honor the Lord, help Gospel preachers, and will plant the Seed of the Word into the hearts of men and women, boys and girls, all around the world.

Do you have the same heart beat of God?  Are you doing your part to see the Gospel propagated throughout the world?

The “Value Equation”

The “VALUE EQUATION” 

He that loveth silver shall not be satisfied with silver; nor he that loveth abundance with increase: this is also vanity. Ecclesiastes 5:10

More money and more stuff that money can buy will not satisfy the deepest needs of your heart.  Because we tend to overvalue money and stuff, we can get caught into bad spending habits.  Today, please consider the God given stewardship He has entrusted to you.

How much is money worth to you?  How much are the items you buy worth to you?  What value do you place on the new TV, Phone, Car, etc.???

We can work the math to determine our money and materialistic values.  The “Value Equation” takes into account how much money you make per hour and then divides the total cost of the item you hope to purchase to then tell you how many hours you need to work to buy that item.  For example:

Suppose you make $15 per hour and work 40 hours per week.

Let’s say a new TV will cost $640. You make: $15 an hour.  (Divide cost of item by hourly wage.)

How many hours does it take you to buy the TV?  42.6 hours of work or nearly a full week of work.  That is how you determine value.  Is the TV worth it?  Should you save up a little longer?  Should you wait for the TV to go on sale or consider a different model?  Are discount codes and coupons worth looking for and using this purchase?

Have you ever said “It is only $5?”  That is about 20 minutes of work (at $15/hour).  Looking at money and value this way will help you make better fiscal decisions.

A new iPhone is $800.  800/15 = 53.3.  It will take a person 53.3 hours of work to be able to buy an iPhone.  Factor in all the other real needs you have and the iPhone may not be worth 6 long days of work to.

Remodeling a room in your house? Let’s say a new remodel is $3000.  That is 200 hours of work or 5 weeks of work (at $15/hour and 40 hours per week). Again, the power, gas, and water bill must be paid and you still must eat each day and feed your family.  Consider the insurance bill comes every 6 months and the house payment is a big portion of your budget.  It may be a good idea to save up a little longer to do the remodel.

IF Christians understood the value of money, while learning not to love money, we would become better stewards of the money God has entrusted to us.  “How much is it?” is not the best question to ask.  “How much do I value it?” is better. Greater still, “Is this what God would have me to purchase?” Ask the Lord to help you become better disciplined with His finances.

 

 

 

The Gift of God (Part 1)

The Gift of God (Part 1)

What is the best gift you have ever been given?  Perhaps there are one or two very special gifts that someone has given to you.  We normally think of large monetary or material things.  Our family has been blessed to have received the gifts of a car and van on several occasions.  Thank the Lord for loving people who have cared for us with such helpful and generous gifts.  A real need was met with a gift.

What about gifts that are non-tangible?  A good name and reputation?  A good work ethic?  An education? A Christian upbringing?

Eight times in the Bible the phrase “Gift of God” is used.  Let’s exam these “gifts of God” and make a personal application to our life.  Here they are:

  • The Gift of Work: Ecclesiastes 3:13 says, “And also that every man should eat and drink, and enjoy the good of all his labour, it is the gift of God.”

One person wrote about Princess Anne and said: “She is getting married this Saturday…. Her new fiancée could be a real embarrassment to the royal family—Turns out he has a job and works for a living.”  Work is honorable!  Even in retirement, we can find work to do and be productive.

While not everyone can work or accomplish the same production, quality, or have the same skills as another person, everyone has some skill they can excel at.  Work and the ability to work is rewarding.  It is a gift from the Lord.  It could be work for a living, or work to help others, either way – we honor the Lord in our work.

Do the best work you can while you are able.  At the same time realize, once a day is over, we still need to rest, and prepare for worshipping the Lord in other spiritual ways.

Some people “play at their work and work at their play” while neglecting their worship.

  • The Gift of Wealth: Ecclesiastes 5:19 informs, “Every man also to whom God hath given riches and wealth, and hath given him power to eat thereof, and to take his portion, and to rejoice in his labour; this is the gift of God.”

Working hard and working smarter, not harder are both good qualities to have.  Again, the ability to work is a gift of God.

While finances and big wallets or bank accounts are not the goal of the Christian, a side benefit of the hard and smart worker is that he will gain in tangible ways.  Most people that have a job should be able to have money in the bank and live better than merely pay check to pay check.

Part of the reward of work is the power to but his own food, and buy his own portion, or place to live.  Other lessons could be learned then about proper stewardship.  When we apply Bible principled stewardship to the finances God has entrusted to us, we will have more than we need and accomplish more for the Gospel than we can even imagine.

Don’t be a miser with the money God gives you to manage.  Do you know what a miser is?  “A miser: one who experiences a dollar’s worth of frustration when he loses a dime.” Be sure that you do not love money, nor are pre-occupied with the things that money can buy.

  • The Gift of Water: John 4:10 relates, “Jesus answered and said unto her, If thou knewest the gift of God, and who it is that saith to thee, Give me to drink; thou wouldest have asked of him, and he would have given thee living water.”

Jesus is answering the questions of the “Woman at the Well.”  Jesus revealed to her every sin she ever committed.  When this woman was seeking physical water, the Lord Jesus offered her spiritual water.

She was thirsty and Jesus was able to give to her something that no water, Gatorade, or other drink could ever satisfy: peace with God and the knowledge of forgiveness of sins.

Jesus is the “water of life.”   While many people try “Religion” and “good works” to gain salvation, Jesus offers salvation freely to all who will come unto Him.

You can repent of sin, ask for forgiveness, and receive the gift of eternal life that Jesus made possible when He shed His blood, died on the cross, and then rose to live again.

  • The Gift of Wages: Romans 6:23 teaches, “For the wages of sin is death; but the gift of God is eternal life through Jesus Christ our Lord.”

In the same vein as the “Gift of Water” The Lord gives eternal life – only through Jesus.  As humans, we earn a wage for our sinful actions – death.  Death is what we truly deserve.  Jesus however does not want us to die.  We will die physically, but more important than that is spiritual life and death.

Jesus rose again so we could live forever with God.  It takes being born again.  Jesus completed the work on the Cross.  He paid the wages of our sin.  HE had no wrong and no sin of His own.  He took my sin and paid the price – death with what I earned in wages.

When a person repents of sin and receives the gift of God (Salvation) then he trades his personal wages (death) with Jesus for eternal life.  It is an amazingly good deal for us – because we do not deserve life.

  • The Gift of Workmanship: Ephesians 2:8-10 speaks plainly and directly, “For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: 9 Not of works, lest any man should boast. 10 For we are his workmanship, created in Christ Jesus unto good works, which God hath before ordained that we should walk in them.”

The hand of God (grace) reaches to us and we take our hand (Faith) and place it in the hand of God.  Grace and faith are how a person is saved.  God’s grace is extended and we reach up in faith.   We cannot do enough god to earn maintain or keep our eternal salvation.  Salvation is a gift.  Good works, being baptized, and joining a church can be good things, but they are not good enough for salvation.  No human work could ever earn the person perfection so they could enter Heaven.  It is the work of God that He performed on the Cross.  By God’s grace, we accept through our own volition of faith to receive His gift of eternal life.  Have you been born again? Saved by Jesus?

When a person gives you a birthday gift- you reach out and take it.  The giver presents it to you and you can either accept the gift or say “no thank-you” to the giver of the gift.  The choice is all yours.

Once a person becomes a Christian (When they repent of sin and place faith in the Gospel) the Lord begins a new work in them.  They are now a “Christian” which means = “little Christ-like ones.”  We are to look more like Jesus.

Why does a Christian do good works if good works cannot save him?  Why should a believer in Jesus do Christian service and be a good person if it cannot gain eternal life?  The answer lies in verse 10.  We are God’s Workmanship.

The Lord has called all believers to “walk in good works.”  We do not work for our faith, but “we have a faith that works.”  The Bible, the Christian life, the Holy Spirit, and the church services we participate in all assist us in becoming more like Jesus.  Our thoughts, words, and actions begin to reflect His love, compassion, purpose, and effectiveness.

The following antidote from the life of Mark Twain can help: “A businessman well known for his ruthlessness once announced to writer Mark Twain, ‘Before I die I mean to make a pilgrimage to the Holy Land. I will climb Mount Sinai and read the Ten Commandments aloud at the top.’

‘I have a better idea,’ replied Twain. ‘You could stay in Boston and keep them.’”

By God’s grace, live the Christian life to the glory of God so others will see Jesus in you and will then place their faith in Him for their salvation.

 

Lord willing, the next post will continue our study of the phrase “The Gift of God.”  Thank you for reading the pages on this site.  Please feel free to add a comment or tell others about it.

 

 

 

 

Too Much of a Good Thing

Too Much of a Good Thing

Hast thou found honey? eat so much as is sufficient for thee, lest thou be filled therewith, and vomit it.  Proverbs 25:16

Hundreds, perhaps thousands of books have been written about dieting.  Eat this.  Do not eat that.  Stick with Carbs.  Avoid carbs.  Go protein.  No meat.  No bread.  No sugar.  Less starch.  Natural this.  Natural that.

In an effort, not to give medical advice but Bible advice, please note the above verse.  Finding something sweet to eat is ok, but too much of a good thing can cause pain, hurt, and suffering later.  I love Snickers bars, but man cannot live by Snickers bars alone.  It is possible to get too much of a good thing!

The best principle for what and how we eat, what we possess, and how we behave is the word “moderation.”  Having too much of something, even something good, can actually affect the quality of living in a negative way.

Moderation is a term that is unfamiliar to American culture today.  We live in a day of excess.  Excess food. Excess weight.  Excess games.  Excess work.  Excessive riches.  Excessive expectations.  People act as if they deserve the best, they deserve it now, and not many are willing to pay the true price in the present.  That is why many people file bankruptcy and rack up tremendous amounts of credit card debt trying to live a “good life.”  Most are unfamiliar with moderation and a terrible example of this is the national average of debt for the Federal Government per US taxpayer.  It is and astonishing….. $154,161!  (Forbes.com)

Words related to the term “moderation” include:  restraint, self-control, temperance, and balance.  Do these words characterize your life?  How about your relationship?  Finances?  Or even eating candy bars?  Here are three ways “Moderation” can help you today:

  • Moderation Shows –Dependence upon God. When we are not so focused on amassing “stuff” we demonstrate and evident dependence on God.  When we are able to be balanced and not excessive we show that God is able to provide, meet needs, and solve the issues we face.  Having nice things is terrific, but it is not the goal for living the Christian life.  The goal is to be more like Jesus.
  • Moderation Proves – Contentment in the non-tangibles of life. As humans we tend to place value on rare items such as gold, silver, or precious stones.  Bling and glamour are attractive to the human nature.  A person living in moderation may have gold, silver, or precious stones, but does not find these items inherently valuable in themselves.  Value in God’s economy is rooted in faith, hope, and love.  Things that you cannot touch or even hold can actually have greater value than material things.  I like the old saying : “Some people love things and use people; but we really should use things to love people.”

Peace, joy, and hope are worth more than all the things money can buy.  Contentment, fulfillment, and faith cannot be bought but can be uncovered and enjoyed by the person living with a spirit of moderation.  Fighting, longing, and working to achieve excess can actually cause the intangibles to flee away.  Some people own so much stuff, their stuff actually owns them.  Ie.  Some cannot get away from the 2 boats, 5 cars, or 3 retreat cabins and have to spend their time maintaining their stuff.  Immoderate living can be controlling.

  • Moderation Provides – Satisfaction in Spiritual, Emotional, Relational, and Physical ways. The whole person (body, soul, spirit) benefits from the perspective of moderation.  A sigh of relief, a spirit at ease, and a mind at rest are possible – with contentment.

The solution to moderation is truly finding our very contentment, meaning, purpose, and value in Jesus.  It is Jesus – Who is the cause of true satisfaction in living.

How are you doing with moderation?  Do you see balance in your eating and exercise?  Do you see temperance in how you relate to other people?  Are you restrained in finances for earthly things?  Thank the Lord for “good things” while keeping in mind that it is possible to have too much of a good thing!

 

 

 

 

 

 

 

 

 

 

The Initiative of Missions

The Initiative of Missions

Then said Jesus to them again, Peace be unto you: as my Father hath sent me, even so send I you.  John 20:21

The tomb was empty.  The disciples were hiding in the Upper Room.  Jesus shows up.  He appears in the middle of the room even with all the doors and windows of the Upper Room closed.  The resurrected Savoir speaks about peace, the peace of God.  Then He directs the attention of the mesmerized disciples to the thought that just as the Father sent Jesus on a mission of rescue, Jesus was now sending His disciples.  He then enables them with the filling of the Holy Spirit.  Later in Acts 1 they are empowered by His Spirit.  Jesus initiates the call to participate in missions.

As disciples of Jesus, we are called with the same calling.  We are to go into this world and preach the Gospel.  While not everyone will be in ministry “vocationally” we are all in the ministry of giving out the Gospel.  You can help your church witness by giving out Gospel tracts and inviting people to church.  Concerning missions; Praying, giving and going are all important aspects.  You may be involved in praying and giving which then provides for those who actually go into vocational missions.  It could be that the Lord calls you to go into missions.

Three thoughts about missions:

Missions is Intentional.  Churches are not planted on accident.  When the disciples went about the world 2000 years ago, they preached, saw people saved, discipled, baptized and local churches formed.  Church planting is the primary goal of missions.  In order to start a church, evangelism and discipleship must take place.  It is good to note that discipleship always starts with evangelism.  It is impossible to truly have one without the other.  We are to “make disciples.”  This is very intentional when planting the seed of the Gospel and watering with the Word.

Missions is an Investment.  Speaking of “grace giving” or “faith promise missions giving” Paul says in Philippians 4:17: “Not because I desire a gift: but I desire fruit that may abound to your account.”  The believers in the church at Philippi were consistent in giving finances to Paul and his mission work.  When a soul was saved, a convert discipled, and a church established, that was fruit added to the account of the believers.  Their financial investment paid off in spiritual dividends.

Missions is Invitational.  The invitation is open to “whosoever will.”  Whether a young child, or a down and out adult, the invitation is still the same.  Jesus said in Matthew 11:28: “Come unto me, all ye that labour and are heavy laden, and I will give you rest.” And in 19:14: “But Jesus said, Suffer little children, and forbid them not, to come unto me: for of such is the kingdom of heaven.”   Whether it is here at home or on foreign soil: “Come to Jesus.”  Rich, poor, famous or infamous, healthy or not healthy: “Come to Jesus.”  The invitation is open for all.

It is the Lord who has initiated the call to you and I to be “sent” and to take His message to a needing world.  Are you participating in the evangelism opportunities of your local church?  Are you praying for and giving finances to missions?  Are you willing to go if the Lord calls you to vocational missions?

Let the words of Jesus resonate in your mind: “Even so send I you…

 

Marathon Marriages

Marathon Marriages 

For this cause shall a man leave his father and mother, and shall be joined unto his wife, and they two shall be one flesh.  Ephesians 5:31

I have never aspired to run a Marathon.  Running for 26 miles is an incredible achievement that I may never arrive at.  If I am not chasing after a ball (basketball, baseball, even a golf ball) it is difficult to want to run.

Marriage is a teaming up of two people for fulfilling God’s plan for the family.  God ordained a man and woman to come together to form a new unit called and He even called them “one.”  In marriage a couple can enjoy life, procreate children, and establish a home.

Mistrust, jealousy, and misunderstandings all create greater possibilities for divorce.  The culture emphasizes “do what you want” in relationships to the neglect of honoring the spouse you have declared your commitment to.  Notice how definitive this commitment is in Ephesians 5:31, For this cause shall a man leave his father and mother, and shall be joined unto his wife, and they two shall be one flesh.  Two become one.  That is real commitment.  

This marriage commitment changes the daily lives of the couple.  The physical, emotional, and spiritual beings that we are unite together in marriage.  Becoming “one” could mean a man and woman now share the same e-mail accounts.  It could be getting a new e-mail name that reflects your marriage union.   It could be that all the social media platforms are shared or at least, both partners have password access to those accounts.  These are just samples of how the concept of “two become one” could look in the media portion of a marriage.  It takes commitment, trust, and humility for this.  Just as a marathon requires intense commitment, so does marriage.

The following ideas are designed to help you start the Marathon of marriage and finish it.  These “mile markers” that come along the road will not be achieved all at once.  Your marriage is a marathon, not a sprint.  Arriving at these identifiable marks will take time as well as teamwork.

Here are a few “mile markers” each couple should cross along their race to the finish line.

  • The Cellphone Mile Marker. Back 20+ years ago, it was a big deal when a recently married couple got their first phone number.  They were living separately and then the wedding day came and from that point on, they were happy to give out their new home address as well as their new home phone number.

Today, many couples opt to keep their cell phones without getting a new home landline.  Many even keep their old phone numbers on their parent’s plans.  This may seem harmless, but it is not the healthiest arrangement.  If money is keeping the newlyweds from “joining” their cell phone accounts then they are misguided.  The positive psychological effect of passing a mile marker together totally surpasses saving a few dollars on a bill.

  • The Combining of Checking and Savings Accounts Mark. His and her credit cards or bank accounts are not a good idea.  If a couple is “joining together” then they should do so financially as well.  The love of money could cause the man or the woman not to commit to this idea.  Money is never a good reason for not consolidating the interests of the man and the interests of the woman into one.

In the era of prenuptial agreements, lawyers and clerks who do not have the Bible conviction of marriage will say “save up for a break up.”  The Christian should never look at his marriage as having the potential to fail.  More times than not – it is the same love of money that becomes a sore spot and a symptom of hard hearts of people headed for divorce.

  • The $1000 Savings Mile Marker. Many Christian Financial leaders recommend that a couple save up and have $1000 available as an emergency fund.  I recommend you have this in cash, safely kept, yet available in the case of an emergency.  Have you ever been to the store when the credit cards machines are “down.”  If there is another disaster and power is lost, then having cash to buy needed supplies is a good idea.

An article I read recently suggested that with the combined debt of the citizenry of the United States that a person who has no debt and has a $10 bill in his pocket is richer than most folks.  The point is- we should be saving money.  Save money together.  Look at ways to trim your expenses and then celebrate when you arrive at your $1000 goal.

  • The Church Ministry Service Mark. Serving together in a ministry is a great team building exercise.  Bus routes, Sunday School, and Youth Ministry are great places to serve together.  The choir, special music, greeters, and sound /media production are all enriched by the service of competent couples working together.  Embracing ministry together grows the husband and wife closer emotionally and spiritually and they may see their consistent labor bloom into viable fruit they can see.
  • The Car Purchase Marker. Researching, deciding, and settling on a car can be nerve-wracking, but it can be an accomplishment for the couple to win in together.  Driving the emotions of an item as big as a vehicle will cause great consideration in each spouse to reveal his or her thoughts.  Avoiding research, neglecting mutual decisions, and not learning to “settle” on an issue like this can feed a common problem among couples: a lack of investment.  A vehicle is a big deal, but it is not as big a deal as when you decided to get married.  Avoiding big scenarios is a way of being ill prepared for bigger life challenges that a couple will encounter.  By the way: the car does not have to be brand new.  “New to you” at 2-3 years old is a great price point and will give you a vehicle with a lot of life left in it.  A cash purchase of a nearly new vehicle is a terrific milestone in marriage.
  • The House Purchase Mark. A historically important characteristic of freedom loving Americans is the opportunity to buy a house.  Sometimes houses are inherited and sometimes spouses will live at the house the other had before they were married.  It is helpful to visit, consider and purchase together.  The victory of a house purchase and then paying off that purchase is monumental.  It is a big mile-marker.
  • The Giving Mile Marker. The Bible teaches that we labor in order to give.  Ephesians 4:28 says, Let him that stole steal no more: but rather let him labour, working with his hands the thing which is good, that he may have to give to him that needeth.  With your spouse, deciding to give large gifts to others or to church ministry can be very satisfying.  I know several couples that have given away cars to friends, family, and church ministers.  One couple has given 7-8 good vehicles to other people in recent years.  They just were looking for ways to help others and to encourage some of God’s people.  The result of your combined effort at work, saving, and living and bring about generous giving to the work of the Lord.  This is a mile marker that starts with the basics of money discipline and bringing a tithe to God from your combined income.  Start with the 10 percent and see how big of an impact you can make together in giving above and beyond to others and to the Lord.

Achieving something worthwhile takes time and teamwork.  Your marriage is a marathon.  Run the race of life together.  Marathon marriages have been won the world over.  Perhaps you know a couple or two who have raced their entire lifetime together.  With God – all things are possible.